- Following 672
- Followers 77.3K
- Engagement 0.1%
- Avg likes 64
- Avg comments 2
About Rachel Lynch
Rachel Lynch (@rache.lynch) is a Financial Planner creator on Instagram, also filed under Finance. The account has 77,272 followers and 28 published posts. Recent posts average 64 likes and 2 comments, an engagement rate of 0.1%.
With 77.3K followers, Rachel Lynch is a micro creator by the common 10,000 to 100,000 definition. Set against 672 accounts followed, the audience works out to about 115 followers per account Rachel Lynch follows. Rachel Lynch uses an Instagram professional account. Flinque files Rachel Lynch under Financial Planner, with Finance as a secondary category.
The Instagram bio for Rachel Lynch runs to 15 words across 3 lines. Emoji sit alongside the words. The latest activity Flinque has on record for Rachel Lynch dates from May 2026.
Story Highlights
Unlocking shows the title and cover image of every story highlight this creator keeps pinned to the profile.
28 Posts
Of the 10 most recent posts shown for Rachel Lynch, 4 are videos, 4 are single images and 2 are carousels. No single format accounts for most of them. Rachel Lynch has a short publishing history, with 28 posts on Instagram. Against the audience, that is roughly 2,760 followers for each post published. Rachel Lynch also keeps 2 story highlights on the profile. All 10 carry captions, averaging 110 words each. The captions are written mainly in English. Words that recur across them include retirement, financialplanning, future, financialfreedom and financialliteracy. The captions tag #financialplanning, #financialfreedom, #financialliteracy, #retirement and #financialadvisor.
Step 2: Follow the roadmap
I am always so happy to watch my client’s shoulders sag in relief when they realize how much easier it is to get out of debt and save for the future it is in reality than what they have built up in their head that it’s going to be.
Ignoring our retirement is really the only thing that causes discomfort because when we figure it out together you will sleep so much better knowing you have everything you need to be doing in the works so that retirement will be waiting for you. 🌈
My messages are always open for you! Retirement is still an option for you there’s no such thing as too late or too soon to start.
•limited to one beauty treatment per month (nails or hair or brows/lashes)
•cancel massage envy
•cancel LA Fitness (I also have planet fitness)
•eating out once a week only
•no online shopping unless it gets put on a wishlist and I order it at the end of the month
•clean out kitchen cabinets and make inventory of what I have so that I can make shopping lists
•go grocery shopping with a list - nothing that is not on the list
•clean out the closet and donate things that are polyester/ synthetic
•can replace one piece of clothing per month by thrifting only cotton, linen or wool pieces
•only replace current supplements/ beauty products no trying new products
Do you also want to generate passive income while doing that?
I can help you with that. Read below.
Embarking on the path to financial prosperity involves a strategic blend of financial literacy and providing essential services. By specializing in areas like insurance, retirement planning, and education planning, you not only foster family security but also cultivate a thriving small business.
Become a beacon of financial literacy, guiding families to make informed decisions that shape their future. Offer tailored services to address their unique needs, whether it's safeguarding against uncertainties through insurance or planning for educational milestones and retirement.
Creating a small business around these services not only generates passive income but also contributes to the well-being of others. Your expertise becomes a catalyst for family financial success, instilling confidence in their long-term goals.
Seize the opportunity to educate, uplift, and build lasting relationships. As you navigate the intersections of financial literacy and valuable services, you not only create a source of passive income but also leave a lasting impact on the families you serve.
Just message me to learn more 👇
If you want to learn more about this contact me at:
#FinancialEmpowerment #PassiveIncome #SmallBusinessSuccess
We do live in a DIY world but when it comes to your hard-earned money and family protection. It is a good idea to hire an expert just like you would not want to search online and prescribe yourself a medicine or worse operate on parts of your body to avoid the trip or cost of hospital care.
Here are the top 5 reasons why partnering with a professional 'Financial Advisor' can elevate your financial journey:
1. Expert Guidance: Benefit from the expertise and knowledge of a financial advisor to navigate complex financial decisions with confidence.
2. Personalized Strategies: Receive customized financial plans tailored to your unique goals, helping you achieve financial success effectively.
3. Goal Clarity: Gain clarity on your financial objectives and establish a roadmap to reach them efficiently with the assistance of a financial advisor.
4. Risk Management: Mitigate financial risks and uncertainties through strategic planning and proactive risk management strategies provided by a skilled advisor.
5. Long-Term Wealth Building: Maximize your wealth-building potential and secure a prosperous future by leveraging the insights and strategies offered by a financial advisor.
Ready to take control of your financial future?
A good financial advisor is a ► Coach, Mentor, Educator, Subject Matter Expert, Consultant, Guide, Security, and even a FRIEND you can call on all important money matters.
Consider the invaluable benefits a financial advisor can bring to your financial well-being!
I am a proud financial advisor and would be happy to answer any question you may have 🙏
If you want to learn more about this contact me at:
#FinancialAdvisor #FinancialPlanning #WealthManagement"
The IRS permits individuals to make tax-free gifts up to a specified amount each year, encompassing assets like real estate, stocks, and cash. However, the gift may be subject to taxation ranging from 18% to 40%, contingent on its size. Primarily designed to prevent individuals from evading estate taxes by giving away assets before their demise, the gift tax predominantly affects the affluent, thanks to gift tax exemptions.
In 2025, the allowable tax-free gift is $18,000 per person, with taxes triggered only when the lifetime gifts surpass $13.61 million.
For instance, a single individual wishing to generously gift their daughter and her partner can provide a total of $36,000—$18,000 to each—without incurring taxes.
Exceeding the $18,000 exclusion limit doesn't result in immediate taxes but reduces the lifetime exemption. If, for instance, a gift of $60,000 is made in 2024, it surpasses the annual exclusion by $24,000, decreasing the lifetime exemption to $13.586 million.
This intricate system theoretically allows for substantial tax-free gifting, such as providing up to $13.646 million in assets in 2024, assuming the entire exemption remains intact. Understanding these nuances ensures efficient wealth transfer while navigating the complexities of gift taxation. 💸🎁
#TaxPlanning #EstateManagement #WealthTransfer
Rachel Lynch's engagement
Rachel Lynch's engagement rate on Instagram is 0.1%, under 1%, fewer than 1 like or comment per 100 followers. On a typical post that comes to about 1 like or comment for every 1,000 followers. An average post collects 64 likes and 2 comments, close to 32 likes for each comment.
Engagement rate
0.1%
- Avg likes
- 64
- Avg comments
- 2
- Interactions : followers
- 1 : 1,000
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Frequently asked questions
These answers about Rachel Lynch are generated from the Instagram profile data Flinque holds for the account.
Who is Rachel Lynch?
Rachel Lynch (@rache.lynch) is a Financial Planner creator on Instagram, also filed under Finance. Rachel Lynch uses an Instagram professional account. The Instagram bio for Rachel Lynch runs to 15 words across 3 lines.
How many followers does Rachel Lynch have?
Rachel Lynch has 77,272 followers on Instagram (77.3K). Set against 672 accounts followed, the audience works out to about 115 followers per account Rachel Lynch follows. Rachel Lynch has a short publishing history, with 28 posts on Instagram.
What is Rachel Lynch's engagement rate?
Rachel Lynch's engagement rate on Instagram is 0.1%, under 1%, fewer than 1 like or comment per 100 followers. On a typical post that comes to about 1 like or comment for every 1,000 followers. An average post collects 64 likes and 2 comments, close to 32 likes for each comment.
What does Rachel Lynch post about on Instagram?
Flinque files Rachel Lynch under Financial Planner, with Finance as a secondary category. Of the 10 most recent posts shown for Rachel Lynch, 4 are videos, 4 are single images and 2 are carousels. The 10 recent Instagram captions Flinque holds for Rachel Lynch repeatedly use the words retirement, financialplanning, future, financialfreedom and financialliteracy. Rachel Lynch's captions carry hashtags such as #financialplanning, #financialfreedom and #financialliteracy. Rachel Lynch writes those captions mainly in English. Rachel Lynch keeps 2 story highlights, which open with a free Flinque account.
How do I contact Rachel Lynch for a collaboration?
Rachel Lynch's contact details are not published on Flinque's public profile. The Instagram bio links to 1 external site, and a free Flinque account opens that link. Brands with a free Flinque account can shortlist Rachel Lynch and use Flinque's outreach tools wherever a contact route is on file.
Links
Rachel Lynch's own Instagram profile is the one outbound link Flinque publishes for the account, and the bio link opens after signing up.
Public profile data sourced from Instagram. Flinque is not affiliated with Rachel Lynch.